Guide To Car Repair After A Natural Disaster

Good thing there are insurance claims and car repairs to help us fix the damages caused by natural disasters. The problems is, applying or getting them can often be a complicated procedure. Tara Baukus Mello of Bankrate shares some things to keep in mind to handle your insurance claims and repairs, while being treated fairly.

Make a paper trail – Every time your car is damaged, make sure to track your communications with your insurance company. To ensure you get the car repair assistance you deserve, you should keep written assessments of the damage and car repairs.

Watch For Fraud – Some towing companies and repairmen may take advantage of the repair demand brought by natural disasters. You may also need to watch out for some legitimate businesses as well, since some may charge more than the normal rate.

Beware of Offers – If you are a victim of a natural disaster, you may experience receiving offers from companies or services you do not know. Regardless of the status of the company, you still need to do further research on the services they are offering you.

Be Proactive in getting unseen problems assessed. There may be damages that are not yet visible or in-effect. Ask your insurance adjuster and repair facility to do thorough assessment on your car.

Make sure your insurance payout is fair. In case, your car is assessed as irreparable, perform further research before you accept the payout offer of your insurance company.

For more information, visit Tara Baukus Mello at Bankrate.com.